How does Habitat for Humanity help people?
People in our community partner with Habitat to build and then mortgage a house. Habitat homebuyers help build their homes alongside volunteers and then pay a zero-interest mortgage.
How does Habitat’s Homeownership Program work?
Community members in need of decent, affordable housing apply for Habitat’s homeownership program. If the potential homebuyer meets Habitat’s initial financial and residency criteria, then our Homebuyer Selection Committee will assess the applicant’s housing need.
Applicants are assessed based on three things:
- The applicant’s level of need.
- Their willingness to partner with Habitat.
- Their ability to pay a mortgage through an affordable payment plan.
Once accepted into Habitat’s Homeownership Program, Homebuyers are required to complete Habitat’s 18-week Master Homeowner Education Program. The program includes a nine-week budgeting and financial planning course in addition to nine classes focused on maintaining a house for life. Habitat’s homebuyers then invest hundreds of hours of their own labor, called sweat equity, working to build their houses alongside volunteers and other Habitat homebuyers. After construction is done homebuyers pay a zero-interest mortgage that includes taxes and insurance.
What kind of donations does Habitat for Humanity accept?
Habitat depends on financial donations to fund our mission. These donations help our Habitat Partner’s build a place they can call home.
Visit our Donate page to learn more.
We also have two home improvement stores called Habitat ReStores, which sell reusable and surplus building materials, furniture and appliances to the public. Our Mega ReStore is located in Charleston, West Virginia, and our Boutique ReStore is located in Teays Valley, West Virginia. The money made from ReStore sales is used to help people in our community build a better future.
I want to volunteer on a Habitat construction site. What skills are required?
None. Our construction site supervisors will teach you everything you need to know on your build day.
Visit our Volunteer page to learn how to sign up.