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Define Your Legacy Today

You work hard to accumulate assets throughout your life, but without a valid will or trust at your death, your assets are distributed according to state law. Wouldn’t you rather determine that yourself? Although many people think of a will as the easiest way to transfer assets after their lifetime, it doesn’t cover everything. In fact, retirement plans, IRAs, life insurance and insurance annuities are not controlled by the terms of your will, but instead use separate beneficiary paperwork to determine who receives them.

Habitat for Humanity of Kanawha & Putnam’s Legacy Society was founded to create new opportunities for you to give, and to preserve our future through planned gifts.

Our Legacy Society adviser will help you and your family understand your beneficiary paperwork, and help you maximize your long-term impact in our community. By planning ahead — whether in the form of a bequest, annuity, or other planned giving arrangement — you automatically become a member of Habitat for Humanity’s Legacy Society. The reasons that people are joining our Legacy Society are as varied as the members themselves, but perhaps one common denominator is a sincere desire to give back to their community. Other advantages include:

It’s revocable. With a bequest, you are not actually making a gift until your death. Until then, you are free to alter your plans, eliminating the worry that you might make a commitment you could later regret.

It’s tax-smart. Your estate is entitled to an unlimited estate tax charitable deduction for bequests to qualified charitable organizations.

If you are considering a gift to charity after your lifetime, it is usually better to leave nontaxable assets such as stocks and real estate to your loved ones and the taxable assets such as retirement accounts and IRAs to tax-exempt charitable organizations.

Tax Benefits

 

Example: Dan would like to leave our organization his $100,000 IRA after his death. If he names us as the beneficiary for 100 percent of his IRA, we would receive the entire $100,000 to help fulfill our mission. By comparison, if Dan leaves the IRA to his sister, she will owe a sizable amount of the IRA to income taxes.

 

Your beneficiary designations can be modified at any time to meet your changing needs. However, your assets may never reach your intended recipients if you’ve failed to keep all of your beneficiary designations up to date. We suggest reviewing them every two to three years to make sure your wishes are up to date.

Habitat’s Legacy Society adviser is happy to work with you and your professional advisers to determine how your investments can better our community for generations to come. Your beneficiary designations trump your will when it comes to passing along your assets at your death, making beneficiary designations effective and easy ways to leave a legacy.

If you would like more information, or to schedule a meeting with Habitat for Humanity’s Legacy Society Adviser, please complete the form below.

 

 

 

Hello Spring, Goodbye Clutter

It’s time to get motivated after spending the winter in a more restful state. As cold March days give way to mild April nights, more and more people are turning to home projects to break out of their winter hibernation. Spring cleaning is the most common, and easiest, thing you can do now as the weather still warms up. No one really looks forward to spring cleaning, but it helps to think about the final result: a clean and fresh house!

You may feel unsure where to start, but get your spring cleaning started by removing the clutter from your home. It’s as simple as taking stock of what you have and haven’t used lately. Outside of seasonal items, anything that you haven’t used in the last year is probably a safe bet to donate.

Divide your household items into separate piles with “keep”, “toss out”, and “donate” labels to make sure nothing is done away with improperly. It may seem hard at first, but once you get started it you’ll likely be surprised at how much you really don’t need.

Don’t just toss all of your unwanted belongings in the trash. Remember that “donate” pile. A lot of the items that have accumulated in your home are probably still in good shape and could be used by someone else. You can donate your gently used furniture to Habitat for Humanity ReStores. Most ReStores can arrange pickup for large items that won’t fit into your car. They also accept things like light fixtures, lumber, sinks, toilets, bathtubs and home goods.

ReStore Approved Donations Include

Appliances

Antiques

Architectural Items

Framed Art and Mirrors

Cabinets and Countertops

Doors and Windows

Electrical

File Cabinets

Flooring

Furniture (home and office)

Hardware

Home Decorations

ReStore Items Not Accepted

Don’t let the fear of possibly needing an item scare you into keeping things you don’t need—repurpose it so someone else can enjoy it. Donate your items and make a difference for people in your community.

Soring Cleaning Goodbye Clutter

Empowering Communities for a Better World

Jennifer's Family & New Habitat Home Habitat for Humanity of Kanawha & Putnam has a vision of a world where everyone has a decent place to live. We believe in this vision because we know shelter is about more than four walls and a roof. A safe, secure, adequate, affordable home changes lives. A home helps people stay healthier. Having a place to call home helps children do better in school. A home helps people feel safe and secure. A home helps families achieve financial stability and reach for new opportunities. A home helps break the relentless cycle of poverty.

Habitat works toward our vision in multiple ways. We help people build homes and provide homeowner education, financial literacy training and construction training. By partnering with families, we are empowering communities. We work to mobilize volunteers and supporters, engage corporations, foundations, governments, churches and faith groups to get involved.

Your Donations at Work

At this very moment in Kanawha and Putnam counties, Habitat volunteers, supporters and families are building homes, communities and hope. We have helped hundreds of people afford a decent home. What we are really building is a world every family and every child has a chance for a better tomorrow.

This is where you come in! Help us build that world. We invite you make an investment into your community.  

Click Here to Donate Now

 

 

When Families in our Community Have a Better Life

When families in our community have a better life, it benefits all of us. Our schools, our workplaces, our neighborhoods and our lives improve. Housing may seem like only one piece in the puzzle, but it leads to a more complete, stable picture for West Virginians.

As much as we rely on volunteer service and donations, Habitat for Humanity of Kanawha & Putnam cannot function without your financial assistance.

Your gift will enable us to purchase construction materials for the houses we are building in our North Hills neighborhood. Additionally, the gift you make to Habitat for Humanity enables us to have the professional staff necessary to oversee projects, coordinate volunteers, and conduct homeowner education programs.

With the help of generous donors like you, Habitat for Humanity of Kanawha & Putnam is providing people in need with decent, affordable homes of their own. A donation to Habitat for Humanity of Kanawha & Putnam offers you a unique opportunity to:

  • Partner with people in need to build a safe, decent home
  • Strengthen the community’s tax base
  • Stimulate the economy by allowing partner homeowners to spend much less on housing, therefore increasing disposable income
  • Receive a tax deduction
  • Offer a hand up rather than a hand out
  • See your faith and generosity in action

Each gift you make helps a family move closer to their dream of homeownership, and all donations are tax-deductible.

Won’t you consider being our financial partner and help us help families reach their goals?

Join us now by giving to our first Home By Autumn campaign.

Click Here to Donate Now

Help Us Help a Local Family

We’re working with a couple right now to give them a hand up and get them Home By Autumn.

The couple and their children live in an unsafe part of town in an overcrowded apartment. The building is not a safe haven for kids. There is consistent foot and car traffic outside the main entrance. The family was beginning to lose hope of finding an affordable home after years of bouncing around in small, expensive and problem-ridden apartments.

“I was tired of renting things that would never be mine. It’s difficult and tiring to have to move all of the time.”

Then, one conversation changed the family’s life. They were told about Habitat for Humanity from friends that had attended our regular open-house events. The couple researched the requirements, put in an application and are now approved to earn and own a home of their own.

Both parents tell us that they are proud to be able to provide their family with a more stable environment. “The entire family is excited! My kids don’t have to worry about moving every year or six months when the lease on our apartment ends.”

All of the family members have been working hard to earn their 500 hours of “sweat equity.” As with all of our future homeowners, the family must work towards owning their home before we offer them a zero-interest mortgage. They do this by volunteering on construction crews, working in our ReStores in Charleston and Teays Valley, and volunteering in our administrative office. The kids even get involved by making artwork for our construction volunteers.

Now, it’s almost time for them to have a home to call their own, but construction isn’t done yet.

This is where you come in! As they embark on their final steps toward a move in date, we invite you to help them by donating to the completion of their home.

Join us now by giving to our first Home By Autumn campaign.

Click Here to Donate Now

Click HERE to make a secure, online financial contribution.